Handicapper Ray Monohan’s March Madness Picks & Predictions

	Ray Monohan
	EN FUEGO! 117-75 61% +3580 L50 DAYS! Full transparency as always. Consistent results across multiple sports right now. $15–$20 plays \| 1-Day $59 \| 3-Day $99

FORM SNAPSHOT

Last 7 days overall: 13-7 (65%) +540
Last 30 days overall: 57-40 (59%) +1306
CBB this season: 58-29 (66.67%) +2632

Razor stays on the College hardwood today. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3% play. Solid position in the current run.

*This package includes 1 NCAA-B Spread pick

LEADERBOARD CONTEXT

Last 7 days overall: 13-7 (65%) +540
Last 30 days overall: 57-40 (59%) +1306
CBB since last season: 113-72 (61.08%) +3403

Razor stays on the College hardwood today. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4% play. This is where the numbers line up.

*This package includes 1 NCAA-B Total pick

PERFORMANCE DATA VIEW

Last 7 days overall: 13-7 (65%) +540
Last 30 days overall: 57-40 (59%) +1306
CBB long-term: 1165-999 (53.84%) +7363

Razor stays on the College hardwood today. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2% play. This one fits the board as it stands.

*This package includes 1 NCAA-B Spread pick

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Matchup

Selection

W/L

NCAA-B | Feb 13, 2026
Ohio vs. Miami-OH

Ohio
+10½ -110 at CIRCA

in 15h

Ohio +10.5

Ohio and Miami meet and OU is worth a free move. Miami has the target on their back as the last unbeaten and they run into an OU team that has figured some things out. Ohio has won back to back MAC games and they’re finding their offensive groove at the right time. They put up 95 and 91 points in those wins and they can match the firepower of this Redhawks offense. Grab the points. Ray’s daily FREE plays are meant to be cheap bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Tonight’s FREE selection is a strong lean on the BOBCATS +10.5. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray.

Friday .75% FREE NCAAB ATS Play

EN FUEGO! 117-75 61% +3580 L50 DAYS! Full transparency as always. The wins keep stacking. The board is live and today’s card is posted. A BIG 3× Play Card is up for Monday, and today’s DISCOUNTED Day Pass gets you full access. Razor is a Top-ranked handicapper across every network where his plays are sold, and he's locked in right now. Clients are cashing, the consistency is showing, and he's climbing the leaderboards. As always… “Pad that bankroll one day at a time.

YESTERDAY'S PLAYS
Matchup	Selection	W/L
NBA \| Feb 12, 2026 Blazers vs Jazz	UNDER 239 -110	Lost $110.0
Play Type: Free
UNDER 239 Portland and Utah are worth a move to the under. Utah is off two very good defensive performances where they buckled down and even held the Kings to just 93 points. Portland has been about as inconsistent as they come and their struggles on the offensive end typically come in spurts. Both teams are going to go through droughts in this game and that bodes well for the under. Ray’s daily FREE plays are meant to be cheap bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Tonight’s FREE selection is a strong lean on the UNDER 239. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray. Thursday .75% FREE NBA O/U Play 2-1 WEDNESDAY! EN FUEGO! 117-75 61% +3580 L50 DAYS! Full transparency as always. The wins keep stacking. The board is live and today’s card is posted. A BIG 3× Play Card is up for THUR$DAY, and today’s DISCOUNTED Day Pass gets you full access. Razor is a Top-ranked handicapper across every network where his plays are sold, and he's locked in right now. Clients are cashing, the consistency is showing, and he's climbing the leaderboards. As always… “Pad that bankroll one day at a time.
Matchup	Selection	W/L
NCAA-B \| Feb 12, 2026 Illinois-Chicago vs Drake	Drake -1 -110 at circa	Lost $110.0
Play Type: Premium
Drake -1 Drake is the move against UIC. Drake is in desperate need of a win and they take on a berg mediocre UIC team. UIC has lost 2 straight and they rank near the bottom in many offensive categories. Drake averages nearly 78 ppg themselves as they play quick and can score in flurries. They have a much more threatening offense and they will push the tempo on UIC. This is a great spot for them to get back in the win column as they try to get up the standings for the conference tourney. Back Drake. Thursday 2% NCAAB ATS Play
Matchup	Selection	W/L
NCAA-B \| Feb 12, 2026 Northern Iowa vs Belmont	Northern Iowa +5½ -115 at Bovada	Won $100
Play Type: Premium
N. Iowa +5.5 Northern Iowa and Belmont meet and Northern Iowa has the value. Belmont is off a loss to Bradley that saw their winning streak snapped and this is a tough matchup for them. UNI allows just 60 ppg which is one of the best marks in the entire nation. Look for them to slow this game down and have Belmont out of rhythm from the start. UNI is at their best when games are played in a half court style and they can frustrate Belmont. Back UNI. Thursday 3% NCAAB ATS Play
Matchup	Selection	W/L
NBA \| Feb 12, 2026 Mavs vs Lakers	Lakers -6½ -110 at PlayMGM	Won $100
Play Type: Premium
Lakers -6.5 The Lakers have value against the Mavericks. The Mavericks have dropped 8 in a row and they are now without Flagg who has pretty much been their spark plug. Los Angeles is going to overwhelm the Mavs on both ends of the floor in this matchup, as the Lakers love to play extremely physical. With a depleted Mavs roster that has been struggling, this is the kind of game where the Lakers can wear them down as it gets deeper and deeper. The Lakers are 2-0 against the Mavs this season and have won 4 straight dating back to last season. This is a good spot for the Lakers to bounce back. Grab Los Angeles. Thursday 4% NBA ATS Play

PREMIUM PICK STREAKS

SERVICE BIO
The Most Selective Capper on the Network Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks. Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists. Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits. No hype. No guesswork. Just calculated positions backed by data. No gimmicks. No “Game of the Year.” Just results. You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real. Percentage-Based Rating System All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency. 1% Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure. 2% Plays Solid, well-qualified positions that meet core system thresholds. 3% Plays Higher-rated positions where multiple data points align and confidence is elevated. 4% Plays Signature Best Bets reserved for Razor’s strongest positions on the card. 5% Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design. Built for Long-Term Success This approach is not about chasing every game on the board. It’s about discipline, & profits over time. Follow a proven process trusted by serious bettors who value structure and results over hype. “Pad that bankroll one day at a time.” — Razor Ray Monohan

The Most Selective Capper on the Network

Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.

Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.

Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits.

No hype. No guesswork. Just calculated positions backed by data.

No gimmicks. No “Game of the Year.” Just results.

You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.

Percentage-Based Rating System

All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.

1% Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure.

2% Plays Solid, well-qualified positions that meet core system thresholds.

3% Plays Higher-rated positions where multiple data points align and confidence is elevated.

4% Plays Signature Best Bets reserved for Razor’s strongest positions on the card.

5% Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design.

Built for Long-Term Success

This approach is not about chasing every game on the board. It’s about discipline, & profits over time.

Follow a proven process trusted by serious bettors who value structure and results over hype.

“Pad that bankroll one day at a time.” — Razor Ray Monohan

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